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Blue Cross Senior SecureSM is an HMO with a Medicare
Advantage (formerly known as Medicare+Choice) contract that provides
broad coverage for medically necessary hospital and doctor services with
low or no monthly plan premium, low doctor office visit copayments, and
coverage for vision, hearing, dental, routine podiatry and a brand and
generic prescription drug benefit*. Simply stated, Blue Cross Senior
Secure features all of the health coverage services offered by Medicare,
plus some extra services Medicare does not offer.
Limits and copays apply and vary by plan. Prescription drug benefit
includes only those generic, preferred brand
and brand drugs on the Blue Cross Senior Secure
formulary. The formulary is subject to change
within a contract year without advance notice.
Please refer to the Summary
of Benefits section for a list of the
available service areas and for more detailed
information on monthly plan premiums, benefits,
services and applicable co-payments.
All members must use Blue Cross Senior Secure
participating plan providers, except for Emergency
or Urgently Needed Services, renal (kidney)
dialysis services that a member gets when
temporarily outside the plan's service area,
or for services received through the Choices
Plus Self-Referral Benefit.
To learn more about Blue Cross Senior Secure, contact Blue Cross of
California or your authorized Blue Cross of California Agent.
*Not available on all plans.
Satisfaction Guarantee
If you're not completely satisfied with Blue Cross Senior Secure, you
have the option to convert to either the Blue Cross Senior SELECTSM,
Blue Cross ClaimFree® Standard Plan Aor Blue Cross ClaimFree® Standard
Plan A- Pre-65 Medicare supplement plan without underwriting. Or, if you
wish, you may disenroll entirely.
Who Can Enroll
Blue Cross Senior Secure is available to individuals enrolled in both
Parts A and B of Medicare, including those under age 65 entitled to
Medicare on the basis of Social Security Disability Benefits. If you
have End Stage Renal Disease, you are not eligible to join Blue Cross
Senior Secure unless you were a member of any commercial Blue Cross of
California health plan at the time of diagnosis with no lapse in
coverage.
Blue Cross Senior Secure Members must maintain Part A of Medicare and
must continue to pay their Medicare Part B premiums. If you do not have
Medicare Part A, you may purchase Part A coverage through the Social
Security Administration.
Blue Cross Senior Secure is a member of the CaliforniaCare family of
HMO plans.
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